Mortgage Calculator


Have interest rates changed significantly since you signed your mortgage? You might be able to refinance your mortgage. Refinancing your mortgage lets you take advantage of a lower interest rate and lower monthly payments, but that’s not all. Refinancing can also open the doors to accessing home equity, consolidating debt, and simplify your monthly expenses.


When your mortgage term is up, you have an opportunity to renegotiate the contract with your lender. Your lender will likely start the renewal process approximately 5 months before the maturity date, or the date when the mortgage term ends. If your circumstances have changed, this window gives you an opportunity to renew your mortgage with more favorable terms.


If you’ve made the decision to buy a home, congratulations! Homeownership is an empowering experience and a significant milestone for those people who are able to take the step. One of the first steps to take is figuring out what you can afford and what your regular mortgage payments will look like. Once you’ve been pre-approved for a mortgage, use the calculator to figure out exactly what you’ll be paying, month-to-month, on your mortgage.

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